Taxation of Fintech in East Africa

Fintech and digital financial services businesses operate at the intersection of technology, regulation, and cross-border tax risk. Payment processing, digital wallets, lending platforms, and embedded finance models routinely trigger complex income tax, withholding tax, VAT, and transfer pricing issues across multiple jurisdictions.

MRT Tax advises fintech businesses, investors, and financial institutions on tax structuring, compliance, and dispute risk arising from digital financial services, with particular experience in African markets.

• Digital services tax exposure for non-resident fintech providers
• Permanent establishment risk arising from payment infrastructure and local agents
• Transfer pricing for transaction processing, technology licensing, and shared services
• VAT on digital financial services and platform fees
• Withholding tax on cross-border payment flows

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